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Home / Payment Options

RECURRING PAYMENTS

The easiest and most convenient way to pay! With recurring Card or ACH payments, your car payment will be taken care of automatically each month. This is our recommended payment option because you can

  • Save Time and Gas Money
  • Avoid Dealing with Significant Cash
  • Avoid Cashier’s Checks or Money Orders
  • Avoid Late Fees
  • Avoid Convenience Fees

If you’d like to set up recurring payments for your account, just ask a representative for a Card or ACH Authorization Form, or print from our website.


SINGLE PAYMENT OPTIONS

Web Pay :The easy way to pay from home! Just visit our payment portal at AmFinancial.com and click “Make a Payment”.*

Phone Pay : To pay over the phone, just dial (877) 720-4477 or (901) 370-4477 and our automated system will guide you through the process.*

CheckFreePay : If you prefer to pay with cash or debit card, CheckFreePay is a great option. You can visit any of our retail partners, like Walmart or Kroger, and pay them directly. Visit CheckFreePay.com to find the location nearest you!

In Person at American Car Center : You’re always welcome to pay in person at your local American Car Center via card or money order.  You can even drop off money orders in our convenient Overnight Drop Boxes, so stop by anytime!

  • Pay by Mail : We accept both money orders and cashier’s checks (no personal checks) via mail. Send yours to:

Attn: Payments

American Financial

6400 Winchester Road

Memphis, TN 38115

*A $4.95 convenience fee applies to this option

We’re here to make the process smooth and easy, so we give you the freedom to pay your way!

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